Audit & Examination Center
Separate Internal Audit and External Audit workstreams for synthetic evidence requests, sample selection, findings, management responses, remediation, retesting, and sign-off. Audit reads from the same operational environment rather than isolated demo records.
AUD-INT-2026-09
Scope: ACH returns, stop payments, chargebacks, customer-service handoffs
Status: Fieldwork
Owner: Internal Audit
Findings / Exceptions
- F-01 Stop Payments: One sample lacks retained fee-waiver rationale Moderate / Open
AUD-EXT-2026-01
Scope: Deposit operations, branch controls, BSA/CTR evidence, reconciliations
Status: Evidence Request
Owner: External Auditor
Findings / Exceptions
- No findings recorded yet.
Cross-department sample universe
ACH returns, wires, FedNow/RTP, posting decisions.
Stops, deceased handling, chargebacks, unposted items.
Account opening, cash activity, CTR evidence.
Complaints, research, handoffs, promised follow-up.
Internal accounts, balancing breaks, certification.
Online banking incidents, audit trails, control evidence.
Audit lifecycle
Plan → request evidence → select samples → perform fieldwork → record finding → management response → remediation → retest → sign-off.