ACH Operations
Connected synthetic operating model. Incoming/outgoing ACH, account controls, DPI, returns, settlement, balancing, audit, rules, and risk are linked into the same UAT environment.
Processing
Incoming ACH / WarehouseReceive and review incoming ACH activity.ACH Processing / UnpostedWork ACH items that cannot post automatically.ACH Trace / LogResearch a trace number and entry detail.ACH MaintenanceCorrect eligible ACH entry data with audit history.DPIPay, Return, Hold, or Research presentment items.Origination & Outgoing
Outgoing ACH / OriginationReview batches, entries, approvals, and release status.Manual Origination EntryCreate a synthetic ACH batch and detail entry.Payment IntelligenceFollow structured payment detail across rail, account, status, and settlement.Account Controls
ACH Filters / RestrictionsMaintain account-level ACH allow, review, and reject controls.Stop PaymentsMaintain ACH and check stop-payment controls.Account WorkspaceUse any synthetic account to review controls, exceptions, and transaction history.Settlement, Balancing & Audit
Settlement Account / Fed OperationsReview live synthetic credits, debits, net settlement, and GL mapping.Balancing / ReconciliationValidate operational and settlement activity.Cross Application EntryCreate balanced internal debit/credit entries.Audit / ReadinessReview control and release readiness.Rules & Risk
EPCOR / Nacha Rules & Guidelines2023 baseline plus current public rule-change overlays.ACH Fraud / Real-Time RiskReview velocity, anomaly, high-value, and rail risk signals.Enterprise Exception CenterSee ACH alongside checks, DPI, payment, service, and fraud exceptions.24/7 Operations AwarenessMonitor real-time rails and exception exposure outside batch windows.Training/UAT only. The Rules & Guidelines area summarizes concepts and public rule changes; it does not reproduce or replace the official Nacha Operating Rules.